Expose Unfair Medicare Broker Contracts
Brokers are being forced to provide free services under contracts that violate fairness, labor laws, and compliance standards. Submit your contracts, commission amendments, or carrier communications to document unfair terms and practices. You can provide redacted or complete versions.
All submissions are completely anonymous. We don’t collect or store names, email addresses, or IP information unless you voluntarily provide them.
WHAT'S HAPPENING?
$0 Commission. Full Liability. No Protection.
Insurance carriers are systematically transferring financial risk, servicing responsibilities, compliance burdens, and liability exposure to brokers while simultaneously cutting commissions. This represents a coordinated industry strategy that exploits unpaid broker labor under the guise of distribution partnership.
Hidden clauses in your contracts and amendments may include compensation suppression terms or override discrepancies that further disadvantage brokers. Even sharing a single page of your agreement can help identify these widespread patterns of carrier exploitation across the industry.
How to Get Involved
Brokers are doing the work while FMOs and carriers profit. Let’s expose these practices and fight for fairness. Here’s how you can help:
Submit Your Contracts:
Anonymously upload agreements, amendments, or correspondence that confirm unfair terms.
Join the Conversation
Tag CMS and state insurance departments on social media and Demand a Regulatory Review to assess these violations and protect brokers.
Sign the Petition
Protect Broker Pay & Seniors’ Care. Call on regulators to investigate and halt carriers, including UHC’s decision to cut commissions to $0 on over 100 Medicare Advantage plans starting July 1, 2025.